Hi, I’m Walter - a credit card enthusiast who’s spent the past 8 years sharing insights online to help people make smarter decisions about rewards, travel perks, and cashback strategies.
What started as a personal passion gradually grew into something more - friends, family, and even strangers online began reaching out for advice, and I found real joy in helping them navigate the credit card world with confidence. In late 2024, I decided to take things to the next level and turn this long-time hobby into a formal business.
As a Taiwanese American, I understand not just the technical side of credit cards, but also the cultural values and lifestyle considerations that often shape how we spend, save, and travel. Whether you’re planning a trip back to Asia, building credit as a newcomer, or just want to stop leaving money on the table, I’m here to help you make the most of what’s out there.
Unlike influencers who offer generic advice to the masses, I work one-on-one with clients to create a plan tailored to your goals, your timing, and your situation — with honest guidance and zero pressure.
I don’t believe in hype. I believe in strategy, transparency, and helping you get results you can actually use.
